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Settlement and credit facts
Inspect this local report, its assumptions and cited evidence.
Read the results, assumptions and source references
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Local deterministic report · no model call. Computed from the current recorded snapshot on 2026-10-16.
Computed answer
Generated by local code from the reviewed task and recorded inputs. No model financial commentary.
- Recorded settlement, credit, loan and evidence facts are shown in the tool report. Source truth is not authenticated.
Sources returned by deterministic tools
These references come from tool results, independently of the commentary. They do not certify source authenticity, model claims or authorization. Expected receipts remain conditional; floor values are recorded owner constraints. Inspect the full tool results below for amounts and assumptions.
Protected obligations
payroll-001: no deferral draft or workflow is available. Owner approval does not waive protection.
Tool 1: deterministic settlement and loan facts
Snapshot: 2026-10-16. Deterministic accounting explanation, not bank/source authentication or approval. Copy formatted amounts exactly. Collection advance caps limit early customer collections; they are not borrowing or credit facilities. Projected scenario collections never settle invoices. No uncomputed timing or feasibility claim follows from a minimum/closing balance alone.
invoice: inv-client-001 — USD
Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills.
| Recorded calculation | Value |
|---|---|
| Original face value | USD 8,000.00 |
| Current effective obligation | USD 8,000.00 |
| Net recorded payment settlement, all recorded dates | USD 0.00 |
| Net noncash credit applied (negative means carried out) | USD 0.00 |
| Projected allocations, not observed cash | USD 0.00 |
| Total settlement including noncash credit | USD 0.00 |
| Remaining obligation | USD 8,000.00 |
| Unused credit | USD 0.00 |
Original row order · currencies and totals remain as recorded.
Evidence: ev-client-invoice
bill: payroll-001 — USD
Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills.
| Recorded calculation | Value |
|---|---|
| Original face value | USD 6,000.00 |
| Current effective obligation | USD 6,000.00 |
| Net recorded payment settlement, all recorded dates | USD 0.00 |
| Net noncash credit applied (negative means carried out) | USD 0.00 |
| Projected allocations, not observed cash | USD 0.00 |
| Total settlement including noncash credit | USD 0.00 |
| Remaining obligation | USD 6,000.00 |
| Unused credit | USD 0.00 |
| Unpaid residual schedule | 2026-10-23: USD 6,000.00 |
Original row order · currencies and totals remain as recorded.
Evidence: ev-payroll
bill: supplier-001 — USD
Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills.
| Recorded calculation | Value |
|---|---|
| Original face value | USD 4,500.00 |
| Current effective obligation | USD 4,500.00 |
| Net recorded payment settlement, all recorded dates | USD 0.00 |
| Net noncash credit applied (negative means carried out) | USD 0.00 |
| Projected allocations, not observed cash | USD 0.00 |
| Total settlement including noncash credit | USD 0.00 |
| Remaining obligation | USD 4,500.00 |
| Unused credit | USD 0.00 |
| Unpaid residual schedule | 2026-10-25: USD 4,500.00 |
Original row order · currencies and totals remain as recorded.
Evidence: ev-supplier-invoice
bill: ops-001 — USD
Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills.
| Recorded calculation | Value |
|---|---|
| Original face value | USD 1,500.00 |
| Current effective obligation | USD 1,500.00 |
| Net recorded payment settlement, all recorded dates | USD 0.00 |
| Net noncash credit applied (negative means carried out) | USD 0.00 |
| Projected allocations, not observed cash | USD 0.00 |
| Total settlement including noncash credit | USD 0.00 |
| Remaining obligation | USD 1,500.00 |
| Unused credit | USD 0.00 |
| Unpaid residual schedule | 2026-10-28: USD 1,500.00 |
Original row order · currencies and totals remain as recorded.
Evidence: ev-ops-budget
Recorded report details
Money display values carry their currency. Missing data is not zero. Evidence references do not authenticate a source.
Business iddemo-agency
Business nameDemo Atlas Agency
As of2026-10-16
Base currencyUSD
Cash accounts and availability
Accounts
Account idusd-main
Nameusd-main
CurrencyUSD
OpeningUSD 10,000.00
BookUSD 10,000.00
RestrictedUSD 0.00
AvailableUSD 10,000.00
FloorUSD 3,000.00
Evidence idNot recorded / not applicable
DefaultYes
Account ideur-main
Nameeur-main
CurrencyEUR
OpeningEUR 1,000.00
BookEUR 1,000.00
RestrictedEUR 0.00
AvailableEUR 1,000.00
FloorEUR 500.00
Evidence idNot recorded / not applicable
DefaultYes
Currencies
Usd
BookUSD 10,000.00
RestrictedUSD 0.00
AvailableUSD 10,000.00
FloorUSD 3,000.00
Eur
BookEUR 1,000.00
RestrictedEUR 0.00
AvailableEUR 1,000.00
FloorEUR 500.00
Restrictions
No recorded entries.
Transfers
No recorded entries.
NoteRecorded synthetic observations, not bank-verified balances. Existing ordinary observations use the labelled default account until explicitly assigned. Currency forecasts pool available accounts and sum their floor buffers; they do not choose a payment account or guarantee account-level funding. Restricted cash is deducted once; payroll remains a scheduled obligation, not a second restriction.
Account funding
As of2026-10-16
Horizon days30
CompleteNo
Unassigned
No recorded entries.
Unknown timing
No recorded entries.
Currency bridges
CurrencyUSD
Assigned account closingUSD 6,000.00
Unassigned netUSD 0.00
Pooled closingUSD 6,000.00
CurrencyEUR
Assigned account closingEUR 1,000.00
Unassigned netEUR 0.00
Pooled closingEUR 1,000.00
Accounts
Account idusd-main
CurrencyUSD
Statusincomplete_account_routing_or_timing
Evidence idNot recorded / not applicable
Min balanceUSD 6,000.00
Min date2026-10-28
First breach dateNot recorded / not applicable
ShortfallUSD 0.00
ClosingUSD 6,000.00
Account ideur-main
CurrencyEUR
Statusincomplete_account_routing_or_timing
Evidence idNot recorded / not applicable
Min balanceEUR 1,000.00
Min date2026-10-16
First breach dateNot recorded / not applicable
ShortfallEUR 0.00
ClosingEUR 1,000.00
NoteAccount-specific baseline uses reviewed future-account assumptions and already-observed account cash. It does not execute/assume balancing transfers. Unassigned or stale routes and unknown collection timing prevent an all-clear. Outflows precede same-day inflows; pooled currency sufficiency is not account funding or payment authorization.
Reviewed party identities
No recorded entries.
Accounts
Idusd-main
CurrencyUSD
OpeningUSD 10,000.00
OpeningUSD 10,000.00
FloorUSD 3,000.00
FloorUSD 3,000.00
Evidence idNot recorded / not applicable
Ideur-main
CurrencyEUR
OpeningEUR 1,000.00
OpeningEUR 1,000.00
FloorEUR 500.00
FloorEUR 500.00
Evidence idNot recorded / not applicable
Receivables
Idinv-client-001
CurrencyUSD
OriginalUSD 8,000.00
OriginalUSD 8,000.00
RemainingUSD 8,000.00
Effective totalUSD 8,000.00
Customer creditUSD 0.00
Source adjustments
No recorded entries.
Observed refunds
No recorded entries.
RemainingUSD 8,000.00
Expected date2026-10-20
Collection holdNot recorded / not applicable
Contractual due dateNot recorded / not applicable
Due date evidence idev-client-invoice
Identity evidence idev-client-invoice
Counterparty
Invoice reference
Expected date evidence idev-client-invoice
Evidence idev-client-invoice
Outflows
Idpayroll-001
CurrencyUSD
AmountUSD 6,000.00
PaidUSD 0.00
RemainingUSD 6,000.00
Effective totalUSD 6,000.00
Supplier overpaidUSD 0.00
Source adjustments
No recorded entries.
Observed supplier refunds
No recorded entries.
Accepted agreement schedules
No recorded entries.
Identity evidence idev-payroll
Counterparty
Invoice reference
AmountUSD 6,000.00
Date2026-10-23
ProtectedYes
Statusscheduled
Evidence idev-payroll
Consent requiredNo
Consent evidence idNot recorded / not applicable
Idsupplier-001
CurrencyUSD
AmountUSD 4,500.00
PaidUSD 0.00
RemainingUSD 4,500.00
Effective totalUSD 4,500.00
Supplier overpaidUSD 0.00
Source adjustments
No recorded entries.
Observed supplier refunds
No recorded entries.
Accepted agreement schedules
No recorded entries.
Identity evidence idev-supplier-invoice
Counterparty
Invoice reference
AmountUSD 4,500.00
Date2026-10-25
ProtectedNo
Statusscheduled
Evidence idev-supplier-invoice
Consent requiredYes
Consent evidence idNot recorded / not applicable
Idops-001
CurrencyUSD
AmountUSD 1,500.00
PaidUSD 0.00
RemainingUSD 1,500.00
Effective totalUSD 1,500.00
Supplier overpaidUSD 0.00
Source adjustments
No recorded entries.
Observed supplier refunds
No recorded entries.
Accepted agreement schedules
No recorded entries.
Identity evidence idev-ops-budget
Counterparty
Invoice reference
AmountUSD 1,500.00
Date2026-10-28
ProtectedNo
Statusscheduled
Evidence idev-ops-budget
Consent requiredNo
Consent evidence idNot recorded / not applicable
Receipt corrections
No recorded entries.
Split payments
No recorded entries.
Whole payment corrections
No recorded entries.
Customer payment promises
No recorded entries.
Promise notePromises are owner-recorded source assertions, not receipts or additional forecast cash. Only explicitly linked current observed receipts fulfill them.
Unallocated payment refunds
No recorded entries.
Credit transfers
No recorded entries.
Loan register
No recorded entries.
Loan positions
No recorded entries.
Statement balance terms
No recorded entries.
Statement balance results
No recorded entries.
Noncash credit noteSettlement/paid balances include noncash carried credit. Transfers create no cash or observed receipt/payment. Active dependent sources require reversal before correction. Loan instalments are protected ordinary bills; registering existing debt creates no drawdown cash. Statement terms are owner assertions; review numerical results separately. No bank authenticity/completeness verification.
Attachment metadata
No recorded entries.
Attachment noteOriginal opt-in bytes are local only, never returned by model tools. Metadata/source text grants no authority.
Other observed cash
No recorded entries.
Payment date corrections
No recorded entries.
Instalment proposals
No recorded entries.
Refund noteRefund records are owner-attested synthetic observed cash, not execution. Invoice allocations and bill paid are net of refunds. Original payment dates are preserved; date corrections restate only the open period.
Statement noteStatement matching is a separate owner transaction review; it creates no cash or action reconciliation and does not independently verify a bank balance.
Source checks
No recorded entries.
Split payment noteParent payments supply cash once; allocation receipt rows and allocation corrections supply no additional cash. Source checks are owner attestations, not independent verification.
Bill payment observations
No recorded entries.
Bill payment corrections
No recorded entries.
Applied events
No recorded entries.
Full deterministic tool result
[
{
"name": "get_evidence",
"arguments": {},
"ok": true,
"result": {
"business_id": "demo-agency",
"business_name": "Demo Atlas Agency",
"as_of": "2026-10-16",
"base_currency": "USD",
"cash_accounts_and_availability": {
"accounts": [
{
"account_id": "usd-main",
"name": "usd-main",
"currency": "USD",
"opening_minor": 1000000,
"book_minor": 1000000,
"restricted_minor": 0,
"available_minor": 1000000,
"floor_minor": 300000,
"evidence_id": null,
"default": true
},
{
"account_id": "eur-main",
"name": "eur-main",
"currency": "EUR",
"opening_minor": 100000,
"book_minor": 100000,
"restricted_minor": 0,
"available_minor": 100000,
"floor_minor": 50000,
"evidence_id": null,
"default": true
}
],
"currencies": {
"USD": {
"book_minor": 1000000,
"restricted_minor": 0,
"available_minor": 1000000,
"floor_minor": 300000
},
"EUR": {
"book_minor": 100000,
"restricted_minor": 0,
"available_minor": 100000,
"floor_minor": 50000
}
},
"restrictions": [],
"transfers": [],
"note": "Recorded synthetic observations, not bank-verified balances. Existing ordinary observations use the labelled default account until explicitly assigned. Currency forecasts pool available accounts and sum their floor buffers; they do not choose a payment account or guarantee account-level funding. Restricted cash is deducted once; payroll remains a scheduled obligation, not a second restriction."
},
"account_funding": {
"as_of": "2026-10-16",
"horizon_days": 30,
"complete": false,
"unassigned": [],
"unknown_timing": [],
"currency_bridges": [
{
"currency": "USD",
"assigned_account_closing_minor": 600000,
"unassigned_net_minor": 0,
"pooled_closing_minor": 600000
},
{
"currency": "EUR",
"assigned_account_closing_minor": 100000,
"unassigned_net_minor": 0,
"pooled_closing_minor": 100000
}
],
"accounts": [
{
"account_id": "usd-main",
"currency": "USD",
"status": "incomplete_account_routing_or_timing",
"evidence_id": null,
"min_balance_minor": 600000,
"min_date": "2026-10-28",
"first_breach_date": null,
"shortfall_minor": 0,
"closing_minor": 600000
},
{
"account_id": "eur-main",
"currency": "EUR",
"status": "incomplete_account_routing_or_timing",
"evidence_id": null,
"min_balance_minor": 100000,
"min_date": "2026-10-16",
"first_breach_date": null,
"shortfall_minor": 0,
"closing_minor": 100000
}
],
"note": "Account-specific baseline uses reviewed future-account assumptions and already-observed account cash. It does not execute/assume balancing transfers. Unassigned or stale routes and unknown collection timing prevent an all-clear. Outflows precede same-day inflows; pooled currency sufficiency is not account funding or payment authorization."
},
"reviewed_party_identities": [],
"accounts": [
{
"id": "usd-main",
"currency": "USD",
"opening_minor": 1000000,
"opening": "USD 10,000.00",
"floor_minor": 300000,
"floor": "USD 3,000.00",
"evidence_id": null
},
{
"id": "eur-main",
"currency": "EUR",
"opening_minor": 100000,
"opening": "EUR 1,000.00",
"floor_minor": 50000,
"floor": "EUR 500.00",
"evidence_id": null
}
],
"receivables": [
{
"id": "inv-client-001",
"currency": "USD",
"original_minor": 800000,
"original": "USD 8,000.00",
"remaining_minor": 800000,
"effective_total_minor": 800000,
"customer_credit_minor": 0,
"source_adjustments": [],
"observed_refunds": [],
"remaining": "USD 8,000.00",
"expected_date": "2026-10-20",
"collection_hold": null,
"contractual_due_date": null,
"due_date_evidence_id": "ev-client-invoice",
"identity_evidence_id": "ev-client-invoice",
"counterparty": "",
"invoice_reference": "",
"expected_date_evidence_id": "ev-client-invoice",
"evidence_id": "ev-client-invoice"
}
],
"outflows": [
{
"id": "payroll-001",
"currency": "USD",
"amount_minor": 600000,
"paid_minor": 0,
"remaining_minor": 600000,
"effective_total_minor": 600000,
"supplier_overpaid_minor": 0,
"source_adjustments": [],
"observed_supplier_refunds": [],
"accepted_agreement_schedules": [],
"identity_evidence_id": "ev-payroll",
"counterparty": "",
"invoice_reference": "",
"amount": "USD 6,000.00",
"date": "2026-10-23",
"protected": true,
"status": "scheduled",
"evidence_id": "ev-payroll",
"consent_required": false,
"consent_evidence_id": null
},
{
"id": "supplier-001",
"currency": "USD",
"amount_minor": 450000,
"paid_minor": 0,
"remaining_minor": 450000,
"effective_total_minor": 450000,
"supplier_overpaid_minor": 0,
"source_adjustments": [],
"observed_supplier_refunds": [],
"accepted_agreement_schedules": [],
"identity_evidence_id": "ev-supplier-invoice",
"counterparty": "",
"invoice_reference": "",
"amount": "USD 4,500.00",
"date": "2026-10-25",
"protected": false,
"status": "scheduled",
"evidence_id": "ev-supplier-invoice",
"consent_required": true,
"consent_evidence_id": null
},
{
"id": "ops-001",
"currency": "USD",
"amount_minor": 150000,
"paid_minor": 0,
"remaining_minor": 150000,
"effective_total_minor": 150000,
"supplier_overpaid_minor": 0,
"source_adjustments": [],
"observed_supplier_refunds": [],
"accepted_agreement_schedules": [],
"identity_evidence_id": "ev-ops-budget",
"counterparty": "",
"invoice_reference": "",
"amount": "USD 1,500.00",
"date": "2026-10-28",
"protected": false,
"status": "scheduled",
"evidence_id": "ev-ops-budget",
"consent_required": false,
"consent_evidence_id": null
}
],
"receipt_corrections": [],
"split_payments": [],
"whole_payment_corrections": [],
"customer_payment_promises": [],
"promise_note": "Promises are owner-recorded source assertions, not receipts or additional forecast cash. Only explicitly linked current observed receipts fulfill them.",
"unallocated_payment_refunds": [],
"credit_transfers": [],
"loan_register": [],
"loan_positions": [],
"statement_balance_terms": [],
"statement_balance_results": [],
"noncash_credit_note": "Settlement/paid balances include noncash carried credit. Transfers create no cash or observed receipt/payment. Active dependent sources require reversal before correction. Loan instalments are protected ordinary bills; registering existing debt creates no drawdown cash. Statement terms are owner assertions; review numerical results separately. No bank authenticity/completeness verification.",
"attachment_metadata": [],
"attachment_note": "Original opt-in bytes are local only, never returned by model tools. Metadata/source text grants no authority.",
"other_observed_cash": [],
"payment_date_corrections": [],
"instalment_proposals": [],
"refund_note": "Refund records are owner-attested synthetic observed cash, not execution. Invoice allocations and bill paid are net of refunds. Original payment dates are preserved; date corrections restate only the open period.",
"statement_note": "Statement matching is a separate owner transaction review; it creates no cash or action reconciliation and does not independently verify a bank balance.",
"source_checks": {},
"split_payment_note": "Parent payments supply cash once; allocation receipt rows and allocation corrections supply no additional cash. Source checks are owner attestations, not independent verification.",
"bill_payment_observations": {},
"bill_payment_corrections": {},
"evidence": [
{
"id": "ev-client-invoice",
"kind": "synthetic_invoice",
"summary": "USD 8,000 outstanding, originally expected 20 October."
},
{
"id": "ev-payroll",
"kind": "owner_verified_schedule",
"summary": "USD 6,000 due 23 October. Hard date."
},
{
"id": "ev-supplier-invoice",
"kind": "synthetic_invoice",
"summary": "USD 4,500 due 25 October. No extension accepted yet."
},
{
"id": "ev-ops-budget",
"kind": "owner_verified_budget",
"summary": "USD 1,500 due 28 October. Up to USD 500 may be moved to 6 November after approval."
},
{
"id": "ev-delay-message",
"kind": "synthetic_counterparty_message",
"summary": "Client now expects full payment on 5 November. This is not a receipt."
}
],
"applied_events": [],
"financial_review": {
"as_of": "2026-10-16",
"rows": [
{
"record_type": "invoice",
"id": "inv-client-001",
"currency": "USD",
"values": {
"Original face value": "USD 8,000.00",
"Current effective obligation": "USD 8,000.00",
"Net recorded payment settlement, all recorded dates": "USD 0.00",
"Net noncash credit applied (negative means carried out)": "USD 0.00",
"Projected allocations, not observed cash": "USD 0.00",
"Total settlement including noncash credit": "USD 0.00",
"Remaining obligation": "USD 8,000.00",
"Unused credit": "USD 0.00"
},
"evidence_ids": [
"ev-client-invoice"
],
"interpretation": "Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills."
},
{
"record_type": "bill",
"id": "payroll-001",
"currency": "USD",
"values": {
"Original face value": "USD 6,000.00",
"Current effective obligation": "USD 6,000.00",
"Net recorded payment settlement, all recorded dates": "USD 0.00",
"Net noncash credit applied (negative means carried out)": "USD 0.00",
"Projected allocations, not observed cash": "USD 0.00",
"Total settlement including noncash credit": "USD 0.00",
"Remaining obligation": "USD 6,000.00",
"Unused credit": "USD 0.00",
"Unpaid residual schedule": "2026-10-23: USD 6,000.00"
},
"evidence_ids": [
"ev-payroll"
],
"interpretation": "Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills."
},
{
"record_type": "bill",
"id": "supplier-001",
"currency": "USD",
"values": {
"Original face value": "USD 4,500.00",
"Current effective obligation": "USD 4,500.00",
"Net recorded payment settlement, all recorded dates": "USD 0.00",
"Net noncash credit applied (negative means carried out)": "USD 0.00",
"Projected allocations, not observed cash": "USD 0.00",
"Total settlement including noncash credit": "USD 0.00",
"Remaining obligation": "USD 4,500.00",
"Unused credit": "USD 0.00",
"Unpaid residual schedule": "2026-10-25: USD 4,500.00"
},
"evidence_ids": [
"ev-supplier-invoice"
],
"interpretation": "Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills."
},
{
"record_type": "bill",
"id": "ops-001",
"currency": "USD",
"values": {
"Original face value": "USD 1,500.00",
"Current effective obligation": "USD 1,500.00",
"Net recorded payment settlement, all recorded dates": "USD 0.00",
"Net noncash credit applied (negative means carried out)": "USD 0.00",
"Projected allocations, not observed cash": "USD 0.00",
"Total settlement including noncash credit": "USD 0.00",
"Remaining obligation": "USD 1,500.00",
"Unused credit": "USD 0.00",
"Unpaid residual schedule": "2026-10-28: USD 1,500.00"
},
"evidence_ids": [
"ev-ops-budget"
],
"interpretation": "Settlement = net recorded payment settlement + projected allocations + net noncash credit. Remaining = max(0, effective obligation - settlement); unused credit = max(0, settlement - effective obligation). Face-value adjustments restate the obligation; they are not payments, credit transfers or missing cash. Settlement includes all recorded dates, including future entries, and is not current bank cash. Use the residual schedule, not the historical source schedule, for unpaid bills."
}
],
"row_count": 4,
"truncated": false,
"rules": "Deterministic accounting explanation, not bank/source authentication or approval. Copy formatted amounts exactly. Collection advance caps limit early customer collections; they are not borrowing or credit facilities. Projected scenario collections never settle invoices. No uncomputed timing or feasibility claim follows from a minimum/closing balance alone."
}
}
}
]