Payments & reconciliation

Match observations; never invent a balancing payment.

Use Receipt review and Bill payments to review source-backed synthetic observations. Statement reconciliation matches saved records with imported statement rows. Statement mapping reviews parsing, own account, period and column meanings first.

• Keep observed payment dates, amounts, source IDs and idempotency identities explicit.
• Match an existing payment instead of recording it twice.
• Use correction workflows rather than silently changing history.
• Review statement opening/closing boundaries separately.
• Do not assume a matching row establishes account completeness or bank authenticity.

A header-only statement is a zero-activity source assertion, not verified proof of a bank balance. Reconciliation does not create new cash or imply counterparty consent.